Trade & wholesale

Sell on account — without funding your customers

Credit is a sales argument right up until the money sits still in the ledger. Rieck keeps the limit, the deadline and the follow-up running while you keep selling.

  • 30 days free
  • No card required
  • 1 day’s notice

One credit limit that applies to every single order

Generaxion
Oscar Biludlejning
Revision+
Din Hvidevare Service
CamVision
LokalBolig
LazzaWeb
CG El

Credit sales have to run themselves — also when order volume grows

  • The limit holds at the order.

    The credit assessment sits on the debtor, not in a spreadsheet. If the limit is used up, the salesperson knows before the goods leave the warehouse.

  • Payment sits inside the invoice.

    The customer meets card, MobilePay, payment link and giro code in the document itself. There is no portal to log into first.

  • Volume does not change the workflow.

    Twenty-five invoices and twenty-five hundred are followed up the same way. The cadence is a rule, not a task on somebody’s desk.

The debtor record

The credit decision belongs before the order — not after the invoice

The limit, the assessment and the payment history sit together on the debtor. That is what decides whether the next order can go on account — without anyone calling accounts.

See receivables management
Jysk Byggecenter A/SCompany no. 31904782A
Erhvervsvej 44, 8600 Silkeborg
Credit limit
DKK 400,000
Used now
DKK 284,500
Payment terms
Net 30 days
Payment history
31 invoices, 0 to collection
The debtor record with company number, credit assessment and the limit that decides whether the next order can go on account.

The four places credit sales break

From the limit being set to the amount being reconciled

  1. The limit

    You set the boundaries once — not order by order

    The credit limit, the payment terms and what happens when the limit is used up are set as rules on the debtor. Sales does not have to ask finance, and finance does not have to find out afterwards.

    Credit policyApplies to all orders on account
    • Credit limitPer debtor, can be raised manuallyDKK 400,000
    • Payment termsDefault for new accountsNet 30
    • Hold when limit exceededThe order can be released by an approver
    • Hold when a case is in collectionRegardless of remaining limit
    Changes take effect on the next order
    • Limit and terms per debtor
    • Automatic hold when the limit is exceeded
    • New customers can be looked up by company number
  2. The invoice

    Payment is in the document, not beside it

    The invoice is created from the order and sent with payment built in. The customer does not have to log in, find an account number or wait for a link in another email.

    Nordisk Engros A/SInvoice 2026-4471DKK 68,940.00
    Pay the invoice
    CardMobilePayBank transfer
    Pay DKK 68,940.00
    • Card, MobilePay, payment link and giro code
    • Created from the order in your own system
    • The same document on screen and in print
  3. The deadline

    When the deadline passes, the cadence starts by itself

    Nobody has to watch due dates, and nobody has to decide whether a good customer may be chased. The order is set in advance and runs on your own brand until the amount is in.

    Invoice 2026-4471 · overdue
    1. Day 0ReminderNo fee
    2. Day 10Chaser 1On your rules
    3. Day 24Chaser 2With reminder fee
    4. Day 34Collection noticeStatutory deadline
    • Fee-free reminder on the due date
    • Reminders on your own cadence
    • Collection notice with the statutory deadline
  4. The bookkeeping

    The payment finds its own invoice

    Payments are matched against open entries and booked back into the accounts. Partial and combined payments are allocated, so the ledger shows what is actually outstanding.

    PaymentJysk Byggecenter A/SBank account · 14 May68,940.00
    Open entryInvoice 2026-4471Due 12 May68,940.00
    Matched automatically
    Bookede-conomicEntry 88214 · same day
    • Automatic match against open entries
    • Partial payments allocated across invoices
    • e-conomic, Dinero, Billy and Business Central

Start where it hurts

You do not have to rebuild the whole sales process

Each part can be taken on its own. Most wholesalers start at the deadline — that is where the money is sitting still right now — and add the invoice and the bookkeeping afterwards.

See all solutions

Customer cases

One case all the way — including when it goes to court.

How it works
92%
of cases resolved without bailiff court
11 days
from reminder to payment

Follow-up looked different at every location. Now it runs as one case at Rieck, from the first reminder until the money is in.

First Last Head of Finance, Oscar Car Rental

See the process day by day
38%
shorter time to payment
0
manual reminders sent

Our shops invoice on their own, but collection has to look the same across the chain. We can see each case without calling around.

First Last Head of Finance, LokalBolig

See the process day by day
  • 30 days free
  • No payment card
  • One day's notice