The letters that make the claim hold
A reminder sent too early triggers no fee. A formal demand with a nine-day deadline is invalid. A settlement without an enforcement clause is merely an agreement.
17 templates · 3 topics
Find the letter by where the case stands
The letters are ordered by when they are used — not alphabetically. If the invoice fell due yesterday, it is the reminder process; if the claim needs securing before it goes wrong, it is the agreements.
All templates
Every letter is written by lawyers and ready to fill in, in Word or PDF. The search field above cuts the list as you type.
- Credit policy The framework for who is granted credit, how much — and what actually happens when the money does not arrive. The finance function
- Demand for repossession under retention of title The letter that brings the goods home instead of leaving you at the back of the creditor queue. A valid retention of title
- Filing a claim in a bankruptcy estate The letter to the trustee. A claim that is never filed receives no dividend — however well founded it is. The trustee
- Formal demand letter with notice of collection The letter required by law before a case may be handed over to debt collection — with the 10-day deadline. At least 10 days
- Notice of assignment of a claim The letter that tells the debtor the claim has changed hands — without it, they can pay the wrong party and still be discharged. Denuntiation
- Notice of suspension of deliveries The letter that makes a B2B customer pay when reminders do not — because it hits their operations, not their conscience. Ongoing customers
- Notice of transfer to debt collection The last letter before the case leaves your organisation — and the one that most often triggers payment. After the demand deadline
- Payment agreement (instalment plan) The simple instalment agreement — for when you want the money in instalments, but do not need a full settlement. An agreement, not an instrument
- Payment reminder before the due date The friendly email a few days before the due date — the cheapest reminder there is, precisely because it is not a reminder. 3 days before the due date
- Payment reminder in English (foreign customers) The same reminder, another language — for the B2B customer abroad who would otherwise be allowed to drag the matter out for months. Foreign B2B customers
- Promissory note The debtor's written acknowledgement of the debt — it interrupts the limitation period and can be made into an enforceable instrument. The limitation period
- Reminder letter The standard reminder for an overdue invoice — with the fee, the interest and a deadline that holds up. 100 kr.
- Response to an objection The letter to the debtor who disputes the claim — the one that settles whether the objection is genuine or merely a delaying tactic. Whether the case can proceed
- Statement of account and balance statement The enclosure to the reminder — every outstanding invoice on one sheet, so the discussion turns on the amount and not on what is actually owed. Reminders and formal demands
- Statement of default interest The specification of default interest — the one that has to stand up to recalculation if the claim ends up in the bailiff's court. The principal
- Terms of trade with interest and fee clauses The clauses that decide whether you may charge interest at all, take the goods back and litigate on your home ground. Before delivery
- Voluntary settlement The agreement that can be enforced in the bailiff's court without a judgment — if the enforcement clause is in it. An enforceable instrument
We found nothing
Missing a document that is not here? Say the word — we will write it, and we will publish it, so that others can use it too.
Ask us for a templateIt all hangs together
The glossary explains the term, the template hands you the letter, and the articles tell you what to do — and what it costs to do nothing. The three point to one another, so you need not search anywhere else.
- What do I do — and what does it cost?
Knowledge
Guides that set out the order of things. Analyses that put a price on it. And the law behind both.
24 publications - What does the term mean?
The debt collection glossary
Rates, deadlines and statutory provisions — looked up, so you can get on with it.
123 terms