Insolvency is a state
If the debtor cannot pay today, we do not close the case. The claim is kept legally alive and restarts on its own the day the money is there.
- DKK 0 a month in monitoring
- Reviewing the book is free
- No lock-in
Claims valued at zero still get paid years after they were written off
Writing it off is a decision, not a fact
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Insolvency rarely lasts forever. People get a new job, sell an asset or start over. A company that could not pay in 2023 may well be able to in 2027.
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But the claim expires meanwhile. An invoice claim without a legal basis generally expires after three years. A spreadsheet and a hope is not a plan — it is an expiry date.
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And nobody at your end is watching. No finance team has time to follow an insolvent debtor for five years. So the claim is written off, and the debtor gets a 100% discount for being patient.
The claim is kept alive — and we keep watch
You do not have one lost case — you have a book
Most large companies have realised losses going back years. Some of them have expired. Some of them have not. We review them and tell you which.
- The whole portfolio migrated at once
- The review costs nothing
- You are told what is lost for good
The claim is made durable first
With a legal basis — a judgment or an endorsed payment order — the claim is enforceable for ten years, and the deadline can be interrupted again. That is why a legal step can be right even when there is nothing to take today.
- Judgment or endorsed payment order
- Ten years of enforceability instead of three
- The deadline can be interrupted again along the way
The debtor is followed — for years if need be
The case sits in monitoring and the ability to pay is followed. If it changes, the claim comes back to life — without anyone at your end having to notice, and without you doing anything.
- No monthly price for waiting
- You hear from us only when something happens
- No case is closed for being old
Collection starts again on its own
A case handler picks up where we left off: calls, negotiation, an instalment plan — and if needed another trip to the bailiff court on the basis we already hold. Nothing starts from scratch.
- Same case, same case number
- A new attachment on the old basis
- You are told when the money is on its way
20% of a claim you had written off
Monitoring is the one case type where we take a share of the principal — including on Pro, where everything else is 0%. We put it here because it is easy to defend once you know the alternative.
- The one exception to 0%
- No price for waiting — only for succeeding
- The alternative was 100% of nothing
Monitoring hangs together with the rest of the case
A claim does not enter monitoring because someone typed it in. It does so because the credit assessment or the bailiff court showed there is nothing to take today.
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Rieck Advokater
The legal basis is obtained by lawyers in house, and that is what turns monitoring into a plan rather than a hope.
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Legal collection
If the ability to pay returns, a new attachment is sought on the basis we already hold — not a new case.
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Accounting system
The amount is reconciled and booked in your ledger like any other payment — even when the claim stood at zero.
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The portfolio
If you have a book of realised losses from recent years, we take them in together and report back on what is still collectable.
They have not written the claims off entirely
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418realised losses kept in monitoring
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DKK 0a month to keep a claim alive
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9cases revived after a year of silence
The claim is not lost — it is just not paid yet
- DKK 0 a month in monitoring
- Reviewing the book is free
- No lock-in